Credit/Loan Products.

This product is  for  asset financing, development projects with the following loan features:

  • Payable within 12 to 36 months.
  • 3 times your deposits.
  • An interest rate of 1% per month.
  • Loan processed within two weeks.

A product meant to sort all your emergencies such as hospital/medical bills and other personal emergencies.

  • Interest rate 1.25% per month.
  • The repayment period is twelve (12) months.
  • Loan processing within 48 hours.
  • Bankers Cheque issued.

A product providing our clients with comprehensive and third parties motor vehicle Insurance covers (partnership with CIC).

  • Interest rate 1.25% per month.
  • The repayment period is twelve (12) months.
  • Loan processed within 48hours.

The product is ideal for premium members.

  • Collateral can be attached to the loan.
  • Payable within 12 to 48 months.
  • 3 times your deposits.
  • An interest rate of 1% per month.
  • Loan processed within four weeks.

A product ideal for business clients which we encourage to save to increase on capital.

  • Repayment within 18 months (max.)
  • 3 times your deposits.
  • An interest rate of 1% per month.
  • Loan processed within two weeks.

The product is ideal for school fee payments to any learning institution be it Primary, Secondary, and Tertiary institutions.

  • Interest rate 1.25% per month.
  • The repayment period is twelve (12) months.
  • Loan processing within 48 hours.
  • Bankers Cheque issued to the Institution.

This product meant to help clients to meet all electronic needs from any credible retailer of electronics. Get a quotation and we will fund you.

  • Interest rate 1.25% per month.
  • The repayment period is twelve (12) months.
  • Loan processing within 48 hours.
  • Attach quotations, invoices, etc.

This product is meant for churches and other institutions.

  • Collateral can be attached to the loan.
  • Payable within 12 to 48 months.
  • 3 times your deposits.
  • An interest rate of 1% per month.
  • Loan processed within four weeks.

Making Loan Payments Using

Mobile Banking.

Ukombozi Mobile banking allows you to make loan repayments directly to our facilities by using the USSD code *346# or by adding the below shortcodes to your account number when using the pay bill number 821945. The shortcode depends on the loan repayment you are making e.g if you are to repaying a development loan then your account number should be;

Using membership number : XXXXXXX#DEV 

Mobile Banking Loan A/C

Short-Codes
Product Description Short Code
Development Loan DEV
Emergency Loan EME
School Fees Loan SCH
Biashara Loan BIA
Electronic Gadget Loan ELE
Insurance loan INS
Organization Development loan DEVC
Organization Premium Loan PREC
Premium Loan PRE

This product is meant for churches and other institutions.

  • Collateral can be attached to the loan.
  • Payable within 12 to 36 months.
  • 3 times your deposits.
  • An interest rate of 1% per month.
  • Loan processed within four weeks.

NB:  ALL LOANS ARE ON REDUCING BALANCE BASIS