Ukombozi Sacco L.T.D with our Head Office in Nakuru Kenya, was birthed on 1st August 2001 during the annual impact conference when Bishop Dr. Mark Kariuki shared the thought of having a Christian Bank.
Ukombozi Sacco L.T.D is the vehicle to raise up the necessary capital and membership towards this fully fledged Christian Bank. We have steadily grown over the years from the initial 92 members to over 10,000 currently through the Deliverance Church Network . Ukombozi Sacco L.T.D is registered under the Co-operative Society act Cap 490 laws of Kenya, fully running under the rules and regulations, excellence with the application of Kingdom principles for lasting prosperity.

From 2001 with one office in Nakuru town located in the great rift valley in Kenya, ukombozi Sacco L.T.D has now grown into 10 branches with 17 professionals countrywide chasing one vision, mission and one objective. It has members within and without the country, in other words it is an international cooperative. With members whose beliefs and values have firm biblical foundation which is the core pillar to growth.

Ukombozi Sacco L.T.D has experienced the normal stages of development and now it is at the Growth stage facing tough competition for market share. The Sacco is focused in its business strategy and has strategically recruited competitive Human resource to enable it attain an edge in the market.
The Sacco has a strong management team that has embraced diversity of talent, culture and team work. The Sacco would like to tap market potentials through its investment like housing investment too, through focused board of directors. 

Ukombozi Sacco L.T.D has grown in membership and in order to server the growing membership, it has branches in the following towns the capital city of Kenya Nairobi, Ongata Rongai, Kitengela, Karatina, Nkubu, the coastal city of Mombasa, Kisii, Eldoret and the lake side town Kisumu and ‘together we grow’.

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To be a Leading and Reliable Financial Institution of Choice.


To offer Financial Services to our Members and Stakeholders for Economic Empowerment and Growth through Prudent Management of the Mobilized Resources using Modern Technology.


Customer Focus
Transparency & Accountability


Together for a brighter future