Ukombozi Sacco membership terms are minimal, reasonable, and friendly to enable you to grow in your finances as an individual, or Institution. The requirements are as follows:

Individual Membership.

For all individuals the requirements are;

  1. A copy of National ID.
  2. 2 colored passport size photos.
  3. Registration fee of Kshs. 1000.00/=.
  4. A minimum monthly contribution of Kshs 1000.00/=

You can download our registration form from the Downloads or you can choose the online membership application option.

Institution Membership.
  1. Duly filled membership application form.
  2. Copies of National ID of the officials.
  3. Colored passport size photos for the officials.
  4. Minutes stating the agreement to join the Sacco.
  5. Copy of the Institution registration certificate.
  6. Registration fee of Kshs. 2000.00/=.
  7. A minimum monthly contribution of Kshs 3000.00/=

You  can become a member of Ukombozi Sacco LTD from anywhere in the world by Registering online and making registration payments through our;

  • M-Pesa Paybill 821945, using your ID number#Shortcode as the account number i.e. 87654321#RE


  • Soft copy of your ID, both sides copied on one side of the page in PDF format.
  • Signature in a clear white background in JPEG format.
  • Passport Photo in JPEG format.

To register click here.

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You can also save for your child or young siblings, by opening a Jenga Junior account which offers unbeatable interest by filling this registration form. for other savings accounts click here